The Right to be Forgotten: Protecting Emergency Contact in the Reform of Personal Data Protection Policy in Indonesia

Abstract

This article analyzes concern regarding the massive development
of online lending applications in Indonesia. The government should make that
invention as one of the priority focuses for protecting Indonesia’s citizen. Various
studies and regulations have been made by the government to protect online
loan users. Unfortunately, there is one party that still needs to be prioritised for
protection in Indonesia, which is the emergency contacts of online loan application
users. Emergency contacts need legal protection regarding their data used by
borrowers as collateral if they default. Indonesian law is inadequate inthisregard.
Therefore, innovations are needed regarding the applicable regulations and
concepts to be able to protect emergency contacts’ data. The method used in this
paper is literature review. The result of this study found that a more comprehensive
regulation and implementation of Right to be Forgotten is needed to keep upwith
the rapid technological developments in the field of financial technology. The results
emphasise the importance of personal data protection not only for borrowers, but
also for emergency contacts. The reason for this is due to the increasing number
of data breach cases. Ultimately, this research found that reforms by applying data
protection principles are essential to protect the parties in online loan service
providers