PELARANGAN RIBA DAN PENERAPAN PRINSIP SYARIAH DALAM SISTEM HUKUM PERBANKAN DI INDONESIA

https://doi.org/10.22146/jmh.28436

Khotibul Umam,

(1) Universitas Gadjah Mada

Abstract


There were two perspectives regarding bank interest and usury, i.e. the perspective between interest and usury was the same thing and the other,they was different thing, that implied to permitted bank interest in banking transactions. Indonesia throughout fatwa issued by The Indonesian Council of Ulama belongs to group who has opinion that interest and usury were the same thing. The concret solution in that prohibition, i.e implementing sharia principle in banking that issued by DSN-MUI. The implementation of fatwa could be adjusted on real customers need. Although in practical, sharia banks have had prefered to sold and purchased contract (murabahah) than the other contracts.


Keywords


interest; usury; sharia principles

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DOI: https://doi.org/10.22146/jmh.28436

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