* Corresponding Author Faculty of Economics and Business, Universiti Malaysia Sarawak, 94300 Kota Samarahan, Sarawak Malaysia
An Associate Professor, Postgraduate Program Coordinator and Head of Business Economics and Development Cluster at Faculty of Economics and Business, Universiti Malaysia Sarawak (UNIMAS). She completed her Ph.D. (2011) in Economics from Universiti Kebangsaan Malaysia (UKM), obtained her M.Sc. (1998) in Economics from Surrey University, U.K. She earned her bachelor’s degree in Economics with Honors, from Universiti Utara Malaysia (UUM), Sintok (1996). Her research interests are in the areas of banking, industrial and economic development.
Author’s contact details: Department of Economics, Faculty of Economics and Business, Universiti Malaysia Sarawak, 94300, Kota Samarahan, Sarawak, Malaysia; phone: +60 82 581000 ext 4292; email: arrossazana@ unimas.my.
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