Improving Household Welfare Through Socialization Programs and Implementation of Family Financial Planning Guidelines

Abstract

Family financial planning is becoming increasingly important amid the growing complexity of financial products, global, and national economic uncertainty. Therefore, the “Family Financial Planning Guide” program was implemented to enhance financial literacy among PKK members at Desa Jetis, Kecamatan Bandungan, Kabupaten Semarang, Provinsi Jawa Tengah. This program was designed in several stages and structured as an interactive training session, including a pre-test, material delivery through modules, socialization media presentations, practical implementation, and a post-test to assess participants final understanding. A total of 36 participants attended the three-hour training session, and the evaluation results indicated a significants improvement in their financial literacy. Participants with initially low financial literacy demonstrated substantial progress after the training. The success of this program confirms that the “Family Financial Planning Guide” effectively helps communities better understand and manage household finances, particularly at Desa Jetis. By improving financial literacy, participants are expected to make wiser and more sustainable financial decisions in the future.