Panjaitan, J., Darwin, M., Bastian, I. and Sukamdi, S. (2020) “What Do Banks, Rural Credit Institutions, and Regulators Infer from the Current Strengths and Standing of Indonesian SMEs?”, Gadjah Mada International Journal of Business, 22(1), pp. 1-23. Available at: https://jurnal.ugm.ac.id/v3/gamaijb/article/view/15722 (Accessed: 17August2024).