Arsyad, L. (2006) “ASSESSING FACTORS AFFECTING the REPAYMENT RATE OF MICROFINANCE INSTITUTIONS: A Case Study of Village Credit Institutions of Gianyar, Bali”, Gadjah Mada International Journal of Business, 8(2), pp. 247 -273. Available at: https://jurnal.ugm.ac.id/v3/gamaijb/article/view/14878 (Accessed: 23November2024).